There’s something about the aroma of fresh banana chocolate chip bread wafting through the kitchen that makes any day feel a little brighter. This delightful treat is a perfect way to use up overripe bananas, adding a touch of sweetness and a hint of chocolate that will make your taste buds dance. Whether enjoyed as a cozy breakfast or a sweet afternoon snack, this banana chocolate chip bread is sure to become a favorite in your household. Let’s dive into why this recipe works so well and how to make it perfectly every time.
Why This Recipe Works

Banana chocolate chip bread is a classic for a reason. The combination of ripe bananas and chocolate creates a harmony of flavors that is irresistible. The key to this recipe lies in the balance of moisture and sweetness. The mashed bananas not only add flavor but also contribute to the bread’s tenderness. Coupled with the richness of butter and the creamy texture of sour cream, this bread remains moist and delicious for days. Plus, the use of mini chocolate chips ensures that every bite is packed with chocolatey goodness.
What Goes Into Banana Chocolate Chip Bread

- 1 cup (1 stick) butter, at room temperature – This adds richness and moisture.
- 1 cup granulated white sugar – Sweetens the bread and helps with its structure.
- 1 teaspoon baking soda – Provides the necessary leavening for a light texture.
- 1 cup sour cream – Contributes to the tenderness and moisture of the bread.
- 2 large eggs – Binds the ingredients and adds structure.
- 1 cup (about 2 medium) mashed ripe bananas – The star ingredient that provides flavor and moisture.
- 1 teaspoon vanilla extract – Enhances the overall flavor profile.
- 1 cup all-purpose flour – The foundation for the bread’s structure.
- 1 cup chocolate chips (mini chips are best) – Adds bursts of chocolatey flavor throughout.
Recommended Tools

- Mixing bowls – For combining your ingredients.
- Whisk – To mix the wet ingredients smoothly.
- Rubber spatula – For folding in the chocolate chips and ensuring no ingredients are left behind.
- Loaf pan – A standard 9×5 inch pan works perfectly for this recipe.
- Cooling rack – Essential for cooling the bread after baking.
Make Banana Chocolate Chip Bread: A Simple Method
Step 1: Preheat the Oven
Preheat your oven to 350°F (175°C). This ensures that your banana chocolate chip bread bakes evenly.
Step 2: Prepare the Loaf Pan
Grease your loaf pan with butter or cooking spray to prevent sticking. Alternatively, you can line it with parchment paper for easy removal.
Step 3: Cream the Butter and Sugar
In a large mixing bowl, beat the room temperature butter and granulated sugar together until light and fluffy. This usually takes about 2-3 minutes.
Step 4: Add Wet Ingredients
Add the eggs, sour cream, mashed bananas, and vanilla extract to the butter-sugar mixture. Mix until well combined.
Step 5: Combine Dry Ingredients
In a separate bowl, whisk together the all-purpose flour and baking soda. This ensures that the baking soda is evenly distributed throughout the flour.
Step 6: Mix Dry with Wet Ingredients
Gradually add the dry mixture to the wet ingredients, stirring gently until just combined. Be careful not to overmix, as this can lead to dense bread.
Step 7: Fold in the Chocolate Chips
Using a rubber spatula, gently fold in the mini chocolate chips until they are evenly distributed throughout the batter.
Step 8: Pour and Bake
Pour the batter into the prepared loaf pan and smooth the top with the spatula. Bake in the preheated oven for 55-65 minutes, or until a toothpick inserted into the center comes out clean.
Step 9: Cool
Once baked, remove the bread from the oven and let it cool in the pan for about 10 minutes. Then, transfer it to a cooling rack to cool completely.
How to Make It Lighter
- Replace half of the butter with unsweetened applesauce for a lower-fat option.
- Use Greek yogurt instead of sour cream to reduce fat and increase protein.
- Opt for whole wheat flour instead of all-purpose flour for added fiber.
- Reduce the sugar by ¼ cup without significantly affecting the taste.
Testing Timeline
To ensure your banana chocolate chip bread is baked to perfection, start checking for doneness around the 55-minute mark. Insert a toothpick into the center; if it comes out clean or with a few crumbs, your bread is ready. If the toothpick comes out wet, continue baking, checking every 5 minutes until done.
Storing, Freezing & Reheating
This banana chocolate chip bread can be stored at room temperature for up to 3 days in an airtight container. If you want to keep it longer, you can freeze it. Wrap the cooled loaf tightly in plastic wrap and then in aluminum foil. It can be frozen for up to 3 months. To reheat, simply let it thaw at room temperature and warm it in the oven at 350°F (175°C) for about 10-15 minutes.
Banana Chocolate Chip Bread Q&A
Can I use frozen bananas in this recipe?
Absolutely! Just make sure to thaw the bananas and drain any excess liquid before mashing them.
Can I substitute the chocolate chips with something else?
Yes! Feel free to use nuts, dried fruit, or even a combination of both in place of chocolate chips for a different flavor profile.
How can I tell if my banana chocolate chip bread is done baking?
Check for doneness by inserting a toothpick into the center of the loaf; if it comes out clean or with a few crumbs, it’s ready. If it comes out wet, allow it to bake for a few more minutes.
Can I double the recipe?
Yes, you can double the recipe! Just be sure to use two loaf pans or one larger pan if you have it. Adjust baking time accordingly, as larger loaves may take longer to bake.
Wrap-Up
There you have it! A simple, delicious banana chocolate chip bread recipe that’s perfect for any occasion. This bread not only brings comfort but also allows you to utilize those ripe bananas sitting on your counter. It’s a versatile treat that can be enjoyed fresh out of the oven or toasted with a pat of butter. Whether you’re baking for yourself or sharing with friends and family, this banana chocolate chip bread is sure to impress.
Banana chocolate chip bread is more than just a recipe; it’s a reminder of the little joys in life—simple ingredients coming together to create something truly wonderful. So grab those bananas and get baking; your kitchen will be filled with warmth and sweet aromas in no time!

Banana Chocolate Chip Bread
Ingredients
- 1 cup butter at room temperature
- 1 cup granulated white sugar
- 1 teaspoon baking soda
- 1 cup sour cream
- 2 large eggs
- 1 cup mashed ripe bananas (about 2 medium)
- 1 teaspoon vanilla extract
- 1 cup all-purpose flour
- 1 cup chocolate chips (mini chips are best)
Instructions
- Preheat your oven to 350°F (175°C).
- Grease your loaf pan with butter or cooking spray.
- In a large mixing bowl, beat the butter and sugar together until light and fluffy.
- Add the eggs, sour cream, mashed bananas, and vanilla extract. Mix until well combined.
- In a separate bowl, whisk together the flour and baking soda.
- Gradually add the dry mixture to the wet ingredients, stirring gently until just combined.
- Fold in the chocolate chips until evenly distributed.
- Pour the batter into the prepared loaf pan and smooth the top. Bake for 55-65 minutes, or until a toothpick comes out clean.
- Let it cool in the pan for 10 minutes, then transfer to a cooling rack.
Equipment
- Mixing Bowls
- Whisk
- Rubber spatula
- Loaf Pan
- Cooling Rack
Notes
- Store at room temperature for up to 3 days in an airtight container.
- Freeze tightly wrapped for up to 3 months.
- Reheat by thawing at room temperature and warming in the oven.
