Start by heating the olive oil or avocado oil in a large skillet over medium heat. Add the diced onion and red bell pepper to the pan. Sauté for about 5 minutes, or until the vegetables are softened and fragrant. Don’t forget to add the minced garlic during the last minute of cooking.
Add the ground turkey to the skillet, breaking it apart with your spatula. Cook until it’s browned throughout, approximately 6 to 8 minutes. Season with Kosher salt and black pepper.
Once the turkey is fully cooked, stir in the shredded zucchini and taco seasoning. Mix well and allow the zucchini to cook down for another 2 to 3 minutes.
Pour in the fire-roasted tomatoes and diced green chiles. Stir everything together and bring the mixture to a simmer. Let it cook for about 5 minutes.
Stir in the cooked rice and half of the shredded cheddar cheese. Mix well until everything is combined and heated through.
Once everything is well mixed, sprinkle the remaining cheddar cheese on top and cover the skillet with a lid for a couple of minutes to let the cheese melt. Serve hot, garnished with chopped cilantro and your choice of optional toppings.