Step 1: Preheat your oven to 350°F (175°C).
Step 2: In a large mixing bowl, combine the coconut oil, honey, and natural peanut butter. Mix until well combined.
Step 3: Crack in the egg and add the vanilla extract. Mix until smooth and creamy.
Step 4: In a separate bowl, whisk together the whole wheat flour, salt, baking soda, baking powder, wheat germ, oat bran, and ground flax seeds.
Step 5: Gradually add the dry mixture to the wet ingredients, stirring until just combined.
Step 6: Fold in chocolate or peanut butter chips, if using.
Step 7: Drop rounded balls of dough onto a baking sheet lined with parchment paper.
Step 8: Bake for 10-12 minutes, or until the edges are golden brown.
Step 9: Let the cookies cool on the baking sheet for 5 minutes before transferring to a wire rack.